FREE CALCULATOR · BUYING A HOME
Comfortable home budget
Work backward from a housing payment that fits your life.
Illustrative home price$535,080
- Estimated loan amount
- $435,080
- P&I budget / month
- $2,750
- Other housing costs / month
- $750
Keep closing costs and an emergency reserve separate from the down payment.
A budget-based estimate, not a loan approval or maximum qualifying amount. It excludes closing costs and maintenance. Revisit taxes and insurance for the actual property; down payment and loan eligibility still need lender review. Inputs are calculated in your browser and are not submitted to a lender. “Save my inputs” stores them on this device.